endobj Hospital Care. You can also go through the SurgeryPlus member portal. An estimated cost of cataract surgery may be*: In a surgery center or clinic, the average total cost is $977. Information gathered by our partners will be used for your benefit to help guide you on your path to wellness. 0000014887 00000 n <<7C167570AC52504DB41418C8CABC0A04>]/Prev 422895/XRefStm 1266>> Receiving care and earning rewards through SurgeryPlus, Contact a SurgeryPlus Care Advocate at 844-752-6170 to start the conversation about what services you need and let them guide you through the process or visit Florida.SurgeryPlus.com to learn more. In some cases, your association and/or the plan administrator may incur costs in connection with providing oversight and administrative support for this sponsored plan. startxref If permitted, you may only be responsible for the negotiated fee. International dental travel assistance services are administered by AXA Assistance USA, Inc. AXA Assistance is not affiliated with MetLife or any of its affiliates, and the services they provide are separate from the benefits provided by MetLife. For people 65+ or those under 65 who qualify due to a disability or special situation, For people who qualify for both Medicaid and Medicare, Individual & family plans short term, dental & more, Individual & family plans - Marketplace (ACA). We recommend that you request a pre-treatment estimate for services in excess of $300. Your doctor certifies that you are terminally ill, meaning that your life expectancy is 6 months or less. Your medical insurance may also pick up the cost in full or part for medically-related . 0000010311 00000 n Please use this access code on website: surgeryplus. When you already have a health plan, youll get an SBC automatically at certain times: Even though an SBC is made to make it easier to understand health plan information, sometimes the terms in them can be confusing. Policy form GPNP99 Policy number 5343606-1-G (Low plan), Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166 For example, breast augmentation for cosmetic reasons isnt covered by Medicare, but reconstructive surgery after a mastectomy is covered.11, Medicare wont cover Lasik surgery just to avoid the need for glasses. A reminder that the SBC is only a summary. "L @Zd X$9RAC~yGz3)fjaPk !e E57 Hln8 ``:w0@6Cfmu ] You can track your claims online and even receive e-mail alerts when a claim has been processed. 0000005180 00000 n Enter your ZIP code below to see plans with their premiums, copays, and participating doctors and pharmacies. SurgeryPlus Care Advocates are your connection to the SurgeryPlus benefit. If the MetLife dental benefit plan is secondary, most coordination of benefits provisions require MetLife to determine benefits after benefits have been determined under the primary plan. Gross Receipts Tax Many Medicare Advantage plans include prescription drug coverage, in addition to all the benefits provided by Original Medicare Part A and Part B. Confirm your coverage before you commit to a procedure you're unsure about. Medicare Part B contributes 80% of the cost of one pair of eyeglasses or set of contact lenses after cataract surgery after. The SurgeryPlus Difference We allow you to focus on practicing medicine and caring for patients. Administrative services provided by United HealthCare Services, Inc. or their affiliates. By packaging surgical expenses into one simple, bundled rate, SurgeryPlus is able save money for you and the State of Florida. This Coverage Policy addresses bariatric surgery and procedures for the treatment of morbid obesity. When enrolling you may choose to also cover your spouse, domestic partner, and/or children up to age 26. This program will be available on January 1, 2020. Thats what SurgeryPlus does. 866-855-1212. Contact us or connect with customer service by calling the number on your health plan ID card to ask for a copy in the language you need. Knowing which types of common medical costs are not covered will be helpful when planning for your out-of-pocket medical costs. Medicare pays $781, and your cost is $195. Yes. 0 Adjusting to the physical changes post-surgery can be difficult, and finding the right mastectomy bra is one of the most important steps in the process. Locations Directory As a member of Humana, you can receive up to 15 percent off standard LASIK pricing (and 5 percent off promotional pricing) at specified in-network providers. References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies. The primary result of . 0000015930 00000 n Premiums and the list of covered drugscalled a formularywill vary by plan.6. hb```b``Nf`c`Wcd@ AV(G 2?X%c6g+S@|dHA[&@VS&-,&W\\f9v| **s)S\Ol%5T7A(F lbSy 0000019224 00000 n 0000007939 00000 n 12 Always err on the side of caution! Other services not covered by Medicare Parts A and B include:4, Medicare Part C is also known as Medicare Advantage. Negotiated fees are subject to change. This symbol denotes a PDF Document. The complete provisions of the plans are set forth in the Plan Documents and Summary Plan Description. Voting & Elections It all depends on your policy. State Employees Coverage includes access to our network of excellent surgeons, consults and appointments with your SurgeryPlus provider, anesthesia, the procedure and facility (hospital) fees. 0000006640 00000 n 1XQg&.9mE#(Tq& For the Plus Size Queens. SurgeryPlus notifies that you or your dependent earned the reward. Learn more about COVID-19 and the vaccine from the Division of Public Health, Learn about your benefits and resources for Behavioral Health & Emotional Wellbeing More Info. Disclaimer State Regulations Privacy Policy Theres a lot of information in an SBC. h`06NH+500 SurgeryPlus offers surgical procedures that are covered under the State Group Health Insurance Program, but is different from your health insurance plan because the healthcare services are "bundled" together. For procedures requiring inpatient admission or overnight recovery, the travel benefit covers the patient and one companion for a limited amount of time. Bigger. %PDF-1.6 % Medicare Advantage plans are provided by private companies with approval from Medicare. General Assembly Assign you a personal care coordinator to offer one-on-one guidance and support as you prepare for, undergo and recover from surgery. The following services that are in progress while coverage is in effect will be paid after the coverage ends, if the applicable installment or the treatment is finished within 31 days after individual termination of coverage: Completion of a prosthetic device, crown or root canal therapy. Negotiated fees may extend to services not covered under your plan and services received after your plan maximum has been met, where permitted by applicable state law. This website and phone number are for use by dental professionals only. 0000001651 00000 n Blue Distinction Centers for Substance Use Treatment and Recovery aims to improve patient outcomes and value by focusing on providers across the full continuum of care who deliver and facilitate treatment for substance use disorder, including opioid use disorder. Coverage is provided under a group insurance policy (Policy form GPNP99) issued by MetLife. Eleesha Lockett, Does Medicare Cover Plastic Surgery? Healthline, last accessed June 10, 2022. However, Medicare doesnt cover routine hearing exams, hearing aids or fittings.7. Personal Income Tax Board Certification, Specialty Training Requirements, Procedure Volume Requirements, State Sanctions Check, Medical Malpractice Claims Review, Criminal Background Checks, CMS Quality Requirements (Hospital Only), Monthly Network Monitoring. The estimate helps you prepare for the cost of dental services. 0000018849 00000 n Once your policy takes effect, you can still add or remove dependents to your coverage once per year on the group plan anniversary date of Jan 1 or if you have a qualifying event such as marriage, divorce, birth of a child, and spouses termination of employment. 9l J'X:50e0l`} }U,,Q`lam[5-0f`MVe` To connect with SurgeryPlus today, call 833-709-2445. Or Reach Us at. Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY (MetLife). It also includes more benefits like dental, vision, or chiropractic.With HIP Plus, you do not have copays when you visit the doctor, fill a prescription or go to the hospital for an emergency.On average, HIP Plus members spend less money on their health care . You'll be more confident on the beach with an extensive selection of plus-size swimwear. Updated 08/29/2019 . What Part B covers, Medicare.gov, last accessed June 10, 2022. Delaware State Code The SBC was created to make it easier to compare and shop for health plans. Coverage will be considered under your out-of-network benefits. Whats especially helpful is that every health plan has to use the same outline to show the costs and coverage for each of the plans they offer. Withholding Tax American Airlines manages employee and retiree health benefits. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. To see if your procedure is covered, contact us. Original Medicare generally covers most pre-existing conditions. Overview . endstream endobj 90 0 obj <>/Metadata 3 0 R/OpenAction 91 0 R/Pages 2 0 R/StructTreeRoot 5 0 R/Type/Catalog/ViewerPreferences<>>> endobj 91 0 obj <> endobj 92 0 obj >/PageTransformationMatrixList<0[1.0 0.0 0.0 1.0 0.0 -396.0]>>/PageUIDList<0 878>>/PageWidthList<0 612.0>>>>>>/Resources<>/ExtGState<>/Font<>/ProcSet[/PDF/Text/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 93 0 obj <> endobj 94 0 obj <> endobj 95 0 obj [/Indexed/DeviceRGB 250 104 0 R] endobj 96 0 obj <>stream (Refer to your dental benefits plan summary for your out-of-network dental coverage.) This symbol denotes a PDF Document. Medicare Part B (medical insurance) helps cover the cost of medically necessary durable medical equipment if your doctor prescribes it for use in your home. Coverage includes access to our network of excellent surgeons, consults and appointments with your SurgeryPlus provider, anesthesia, the procedure and facility (hospital) fees. (Negotiated fees are subject to change.). This exclusion does not apply to residents of New Mexico This exclusion does not apply to residents of Minnesota; Orthodontic services or appliances (APPLIES TO LOW PPO OPTION ONLY); Repair or replacement of an orthodontic device; Services, to the extent such services, or benefits for such services, are available under a government plan. Copyright 2022 Employer Direct HealthcareAll Rights Reserved. Or Reach Us at 855-200-2099 " *" indicates required fields Simply have your dentist submit a request online at www.metdental.com or call 1-877-MET-DDS9. Medically necessary services diagnose and treat health problems. 0000024943 00000 n You are always free to select the dentist of your choice. Coverage Policies are not recommendations for treatment and should never be used as treatment guidelines. You can ask for a pretreatment estimate. Plan benefits and rates are effective for group plan year January 1, 2023 through December 31, 2024, and subject to change thereafter. 0000005131 00000 n Transparency Jacksonville, FL 32256 The State of Delaware is an Equal Opportunity employer and values a diverse workforce. If you need a claim form, visit https://www.metlife.com/support-and-manage/forms-library/ or request one by calling 1-800-942-0854. (Portal access Code: surgeryplus). If the MetLife dental benefit plan is primary, MetLife will pay the full amount of benefits that would normally be available under the plan. Generally, most vision, dental and hearing services are not covered by Medicare Parts A and B. %PDF-1.6 % Its also possible to get an SBC in another language. Inpatient hospital: $450 per admission copay for unlimited days, plus 35% of our allowance. It does not cover bariatric surgery or jaw care (TMJ). However, if you choose a non-participating dentist, your out-of-pocket costs may be higher. Coverage may not be available in all states. Refer to the customer's benefit plan document for coverage details. SurgeryPlus provides an alternative to using your health plan for a planned surgical procedure that is not an emergency. Yes. To check to see if you may already have SurgeryPlus, begin to type the name of your employer in the space below. Always err on the side of caution! It is not to be used for medical advice, diagnosis or treatment. Do your homework. You may need to exhaust your personal resources on medical care before you are eligible. However, this depends on the specific type of surgery you need, your dental plan, and your level of coverage. A mastectomy bra can provide comfort, support, and security to an individual as they become accustomed to their new normal. 0000012970 00000 n Adjustable straps allow for a better, customized fit. Metlife will not pay Dental Insurance benefits for charges incurred for: Alternate Benefits Continuous Glucose Monitors (CGMs)examples include Dexcom and Libre. Where two or more professionally acceptable dental treatments for a dental condition exist, reimbursement is based on the least costly treatment alternative. Elected Officials endstream endobj startxref HVn7}Wt)A87HPV$(YXF;3as=sfj'O&y>=zF_Gmlr:v1z5`:A1suhMFY}r0_&o^w]vw%'o':~u>)|]!6nRBki;L}h0y^'#cCmJJc POWER Up to HIP Plus! 0000377893 00000 n Bariatric surgery is surgery to help you lose weight. To provide and maintain this valuable membership benefit, MetLife reimburses the association and/or the plan administrator for these costs. Delaware Marketplace L0920007743[exp0922][All States][DC,GU,MP,PR,VI] 2020 MSS, Florida office (headquarters) SurgeryPlus is separate from your health plan and has its own network of high-quality providers. 0000001436 00000 n Maybe youve heard the term, Summary of Benefits and Coverage also called SBC. Its often talked about when it comes to choosing health plans and learning about costs. Confirm your coverage before you commit to a procedure youre unsure about. You can search a list of these participating dentists online or call 1-800-942-0854 to have a list faxed or mailed to you. hbbd```b``+@$}D Original Medicare generally doesnt cover the cost of a nursing home, assisted living or long-term care facility. You can obtain an updated procedure charge schedule for your area via fax by dialing 1-800-942-0854 and using the MetLife Dental Automated Information Service. 0000024865 00000 n SurgeryPlus offers a variety of medical procedures, including the following: Terms and Conditions | Privacy Statement | Accessibility Statement | Sitemap, Monthly Webinars / Educational YouTube Videos, Making plan changes with a Qualifying Status Change (QSC) Event. Some links on this page may take you to Humana non-Medicare product or service pages or to a different website. Policy number TS 05343606-G (High plan) Policy number 5343606-1-G (Low plan) Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166. For specific LCDs/LCAs, refer to the table for Wearing a swimsuit after a mastectomy can be a transition. Yes. "_P^)J^:+&!nI-eMNYrVY;QU&+,SUdTVvSN(GTDS o5q_H\%lqbF$M2Q::=x?c}Efl 2"PwyOP# 3V&$b$E7TXI!"?k* NZOLizJT5A7a Xk56C*I~EOv {)Z` YFJ#i'O>4@6.\7=dBkwR)K@kJ^.|xs-v(\irQJhpQ-[":wwT%9KBU2hNU^ 6/En!`}#Yrud9,/R Call our Health Response Center at. Text Size Smaler, Make Text Size This group plan is made available to through membership in the American Association of Business Networking (ABN). %PDF-1.4 % cost of cataract surgery with medicare. 1096 0 obj The cost of cataract surgery not only depends on the equipment used and the IOL implanted, but on the skill of the surgeon, your overall health, and where you live in the country. This symbol denotes a Web Page. This assures State of Delaware Aetna and Highmark Delaware members will have access to surgeons and facilities that meet strict SurgeryPlus credentialing guidelines, leading to the highest quality care possible. Medicare won't cover Lasik surgery just to avoid the need for glasses. 0000023776 00000 n Medicare will not pay for 24-hour in-home care or meals delivered to you at home. Actual payments may vary depending upon plan maximums, deductibles, frequency limits and other conditions at time of payment. 0000001266 00000 n Pre-authorization will still need to be submitted by your provider to SurgeryPlus before the surgery is scheduled. coinsurance and/or deductible on PPO plans, or copay on EPO plans). What happens with my health information? Guided Support You pay 20% of the Medicare Part B copay plus any out-of-pocket costs such as your deductible, medication costs and physician fees. Please Note: Additional information about this benefit change will be posted as it becomes available and before the July 1, 2023 effective date. 2 If you have Medicare Part B primary, your costs for prescription drugs may be lower. startxref Take some time to understand your Medicare plan. How can we make this page better for you? Alternatively, a Medicare Advantage plan often provides comprehensive vision coverage, plus cataract surgery without out-of-pocket coinsurance costs." Medicare pays 80% of the cost of traditional cataract surgery, which would be covered by Medicare Part B. hb``P```e```5c@L@q EP0 SurgeryPlus is a voluntary benefit that provides pre-planned, non-emergency surgical services. The choice is yours. Alternatively, a Medicare Advantage plan often provides comprehensive vision coverage, plus cataract surgery without out-of-pocket coinsurance costs.". endstream Click Register Now to create your profile and start exploring this free service. %%EOF hbbbd`b`` K You or your dependent use SurgeryPlus to receive a preoperative to post-operative bundled surgical service; SurgeryPlus validates that you or your dependent received the service; and. Inpatient (Precertification is required): $350 per admission. Please fill out the contact form so the right person can be in touch quickly. To get one, contact us. Most plans cover the entire cost of preventive care, plus a portion of the cost after you meet your deductible for other procedures. Procedure charge schedules are subject to change each plan year. Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. You consent to receiving palliative care to make you comfortable versus care to try to cure your illness. If it contains a form, you can fill it out online and submit it. 0000004536 00000 n Austin, TX 78735 This communication does not guarantee benefits and does not indicate all services received will be covered by your plan. You can also go through the SurgeryPlus member portal. 7500 Rialto Blvd, Building 1 Suite 250 They help you find a great doctor for your procedure, schedule your procedure appointments, make travel reservations (if travel is required), transfer your medical records, and coordinate all your surgery bills. 0000015692 00000 n Individuals enrolled in a State of Delaware Aetna or Highmark Delaware non-Medicare health plan are automatically enrolled in this FREE benefit. 0000024262 00000 n Facilitate and consolidate your payments. Medicare Advantage plans may offer coverage for vision, hearing, dental and wellness services. Coverage Policy ; Coverage for bariatric surgery or revision of a bariatric surgical procedure varies across plans and may be governed by state mandates. 0000000016 00000 n Many Medicare Advantage plans, however, do include coverage for routine dental, vision and hearing care, including glasses and hearing aids. Medicare will only provide coverage through suppliers who participate in the Medicare program.10, Services that are not considered medically necessary are generally not covered by Medicare Part A or Part B. 89 0 obj <> endobj There are no simple answers, but you can start here to find general answers to some of the most common questions about Medicare coverage. In certain markets, delegated vendor guidelines may be used to support medical necessity and other coverage determinations. If your current dentist does not participate in the network and you would like to encourage him or her to apply, ask your dentist to visit www.metdental.com, or call 1-866-PDP-NTWK for an application. Licensed Humana sales agents are available daily, 8a.m. 8 p.m. Learn more aboutsavings and spending accounts. This website is not intended as a contract of employment or a guarantee of current or future employment. Many Medicare Advantage plans also provide prescription drug coverage (also known as Part D).5, Original Medicare does not include coverage for prescription drugs, but you can buy a stand-alone prescription drug plan to help manage your drug costs. We will not exclude payment of benefits for such services if the government plan requires that Dental Insurance under the group policy be paid first; Duplicate prosthetic devices or appliances; Replacement of a lost or stolen appliance, Cast Restoration, or Denture; and. Yes. Complete and submit the form and well be in touch soon. Medicare covers hospice care if the following conditions are met: Medicare does help cover some in-home health services, including: To be eligible, you must be under the care of a doctor and treated under a plan of care that is monitored and reviewed by your doctor. Trust in our network To get all the details, youll want to look at complete health plan documents. 0000392965 00000 n Please review the plan summaries for summarized information and your certificate of insurance for detailed information about your plan benefits. However, some UnitedHealthcare policies charge lower deductibles . This benefit is available to those enrolled in one of the CEBT EPO, PPO or HDHP medical plans. SurgeryPlus Frequently Asked Questions General Questions . Learn more about a Summary of Benefits and Coverage, also commonly referred to as an SBC. If you are enrolled in a medical option through American (except DFW ConnectedCare) and have a covered surgery coming up, SurgeryPlus will: This is a voluntary benefit available to you if youre enrolled in the Core, Standard, Plus, High Cost Coverage, PPO 80 or PPO 90 medical option. SurgeryPlus is a supplemental benefit for non-emergency surgeries that provides high-quality care, You may choose to share the information with your doctor and other medical professionals. 989 0 obj Your SurgeryPlus benefit will also help pay for necessary travel associated with the covered procedure. A participating dentist is a general dentist or specialist who has agreed to accept negotiated fees as payment in full for services provided to plan members. <>/Filter/FlateDecode/ID[<4A8EC73074B5B2110A00B0B8D090FC7F>]/Index[988 109]/Info 987 0 R/Length 162/Prev 206109/Root 989 0 R/Size 1097/Type/XRef/W[1 3 1]>>stream Your copays and deductibles will still apply. %%EOF About SurgeryPlus SurgeryPlus is a supplemental benefit for non-emergency surgeries which provides high-quality care, concierge-level member service and lower costs. Coordination of benefits provisions in dental benefits plans are a set of rules that are followed when a patient is covered by more than one dental benefits plan. Learn more about the ABN. hbbd```b``f+A$S$d@$&},L`1]`*z3`] rO o bHHj@&{:.a`$ S Privacy Policy Thats because its basically a document that outlines whats covered and not covered under a health plan. Delaware's Governor 0000004000 00000 n These rules determine the order in which the plans will pay benefits. endstream endobj 97 0 obj <>stream Mon-Fri, 8:30am-5:00pm (CT). }4Q2L_L 0fI\l!AN7za|*_)2:lU2_kciTX*R:N%` c8B=3 0000015806 00000 n Have a body mass index over 35 with severe comorbidity. Membership in the ABN in required to enroll in this plan. What is Medicare Part C? U.S. Department of Health & Human Services, last accessed June 10, 2022.